Privacy Policy

CoFina.ai, Inc. ("CoFina," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services. By accessing or using CoFina, you agree to this Privacy Policy.

1. Personal Information We Collect

We may collect information that identifies, relates to, or could reasonably be linked with you or your household ("Personal Information"). The categories of Personal Information we collect may include:

Contact information (e.g., name, email address, phone number, mailing address)
Account credentials (e.g., username and password)
Financial data (e.g., account balances, transaction history, invoices) via integrations you authorize
Device & usage information (e.g., IP address, browser type, operating system, pages viewed, time spent)
Business information (e.g., company name, industry, team size) for enterprise customers

2. How We Collect Information

We collect information when you:

Create an account or update account settings
Connect third-party integrations (e.g., QuickBooks, Slack, accounting tools)
Interact with our platform (e.g., use AI chat features, generate reports)
Communicate with us (e.g., support inquiries, feedback)
Visit our website (through cookies and similar technologies)

3. How We Use Your Information

We use collected information to:

Provide, operate, and improve our services
Personalize your experience and deliver relevant insights
Communicate with you about updates, security alerts, and support
Process transactions and manage billing
Comply with legal obligations and enforce our terms
Detect, prevent, and respond to fraud, security threats, or illegal activity

4. Third Parties We Share Information With

We may share your information with:

Service providers who help us operate (e.g., hosting, payment processing, analytics)
Third-party integrations you authorize (e.g., QuickBooks, Slack)
Legal authorities when required by law, subpoena, or to protect rights and safety
Business partners in the event of a merger, acquisition, or asset sale

We do not sell or rent your Personal Information to third parties for their marketing purposes.

5. Links to Other Websites

Our services may contain links to third-party websites or services not operated by us. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies.

6. Security

We implement industry-standard technical, administrative, and physical safeguards to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.

7. Managing Your Privacy

You have choices regarding your information:

Access & correction: You can review and update your account information at any time
Deletion: You may request deletion of your Personal Information, subject to legal or contractual retention requirements
Opt-out: You can opt out of promotional communications by following unsubscribe instructions or contacting us
Integrations: You can revoke third-party integrations through your account settings

8. California Residents

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

The right to know what Personal Information we collect, use, and disclose
The right to request deletion of your Personal Information
The right to opt out of the sale of Personal Information (we do not sell your data)
The right to non-discrimination for exercising your privacy rights

To exercise these rights, contact us at legal@cofina.ai.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website and updating the "Effective Date." Your continued use of our services after any changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

CoFina.ai, Inc.
Email: legal@cofina.ai