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Module 02

Fundraising & Equity

How fundraising actually works, explained for founders. Understand the terms that shape your ownership and your company's future.

Pre-Money Valuation

What your company is worth before new money comes in.

This number determines how much of the company you give up. A higher pre-money does not always mean a better deal.

Post-Money Valuation

What your company is worth after the round closes.

Ownership percentages are calculated from the post-money value.

Dilution

The reduction of your ownership percentage.

Dilution is normal. Unexpected dilution is the real risk.

Cap Table

A record of who owns what in the company.

A clean cap table builds trust. A messy one slows fundraising.

SAFE

Simple Agreement for Future Equity.

Investors give money now. Shares are issued later. Valuation is delayed, not dilution.

Convertible Note

A loan that converts into equity later.

It includes interest and a maturity date. If the next round is delayed, pressure increases.

Option Pool

Shares set aside for future employees.

Usually negotiated before a round closes. A common source of hidden dilution.

Vesting

When equity is earned over time.

Standard is four years with a one-year cliff.

Term Sheet

A summary of the deal terms.

Most outcomes are decided here, not in final documents.

Runway to Raise

How much time you have before fundraising becomes urgent.

Raising with time gives you leverage.